Notes · Housing

US Homeownership Rate Holds at 65.5 Percent Year on Year

The Census Bureau said the third-quarter 2026 homeownership rate was not statistically different from its level a year earlier.

The US Census Bureau's Housing Vacancies and Homeownership release put the homeownership rate at 65.5 percent in the third quarter of 2026. The bureau said this was not statistically different from the rate in the third quarter of 2025.

The annual comparison is the central point in the release: the reported rate did not show a statistically significant change over that period. The Census Bureau also said homeownership rates in the Northeast, Midwest, South and West were not statistically different from their third-quarter 2025 rates. The release summary does not provide regional rate figures.

For readers following this housing measure, the release records no statistically significant year-over-year difference in the national rate, or in the rates across the four regions on the comparison the bureau reported. The 65.5 percent figure is the latest national reading, while the comparison with the same quarter a year earlier provides the context for judging whether it changed meaningfully.

Sources

  1. US Census economic indicators: Housing Vacancies and Homeownership